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2023 Could Suck. Don’t Let It
- by: Hank Berkowitz
- December 29, 2022
No CommentsNot to dampen the Holiday spirit, but 2023 is not shaping up to be a banner year. We’re heading into a recession. Inflation and wages are still too high. The Fed will continue raising rates near-term. That means continued headwinds for the stock market, the housing market and for borrowers. Meanwhile, we have a divided
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Test Drive Resolutions Now (or they won’t stick in ’23)
- by: Hank Berkowitz
- December 5, 2022
Oscar Wilde once said: “Good resolutions are simply checks that people draw on a bank where they have no account.” As humans, we’re not very good at keeping promises to ourselves. Take New Year’s resolutions. Year after year we promise ourselves: “After the Holidays I’ll get my fitness/finances/waistline/relationships back on track.” And what happens? They